Mortgage Loan

This is an opportunity for an individual to own a home with TrustBond providing financial support.

Features and Benefits

Convenient Payment Plan towards home ownership

  • Equity contribution as low as 20%
  • Competitive interest rate
  • Opportunity for refinancing with NMRC
  • Tenor of up to 20 years
  • Monthly payment of interest and principal
  • Property financed serves as collateral

Eligibility Criteria for Loan

Any salaried, self-employed or professional

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Documentation

  • Application letter
  • Completed loan application form
  • Offer letter from vendor on property to be purchased
  • Letter of introduction from employer
  • Retirement Savings Account contributory statement
  • Six months pay slip
  • Six months account statement
  • Valuation and property search reports
  • Satisfactory credit search report
  • Copy of title document of the property to be purchased

Fees and charges

Below are fees and charges that you may be required to pay:

Types of fees Charges applicable
Rate  Risk based

Fees

 Competitive and negotiable
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Frequently Asked Questions

Can I get a fixed rate or adjustable rate?

Yes after refinancing.

Can I get a 15 year or 20 year mortgage?

Yes, subject to maximum age limit of 55 years.

Can I buy a home with no money down?

You need at least 20% equity contribution.

Home much house can I afford?

This depends on several factors, basically, your mortgage payment (including taxes and insurance) shouldn’t exceed 33.3% of your monthly pre-tax income. You can check our mortgage calculator.

Do I need a pre-approval or pre-qualification?

A pre-approval is an extensive review of your qualifications. It evaluates your income and tells you how much you can afford.

Download loan forms now

Fulfil your dreams to lead the life you want, the way you want, with a personal loan! Download loan forms now!

  • Loan Application form
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