Home Plan

This is a home ownership product that helps build savings culture through a convenient monthly contribution leading to qualification for mortgage. The product is available in two variants of Diamond and Platinum. The loan can be used to buy a piece of land or completed property.

Features and Benefits

Easy access to mortgage and land purchase facility

  • Monthly contribution is fixed
  • Minimum monthly contribution of N100,000 for Diamaond and N200,000 for Platinum
  • A tenor of up to 3 years
  • Attractive interest rate on savings
  • Mortgage availment is subject to borrower’s capacity

Eligibility Criteria

  • Self-employed/Entrepreneurs
  • Professionals
  • Salary earners


  • A duly completed form
  • A valid means of identification (copy of passport/voter ID card/driving license)
  • Means of address verification (Utility bill)
  • Two (2) passport photographs
  • Residence permit (where applicable)