Home Owner’s Account

This enables prospective home owners to set aside a portion of their monthly income as equity contribution towards owning their homes.


  • Minimum opening balance of N20,000
  • Maintains minimum of 12 months banking Relationhip to qualify for mortgage
  • Attractive interest rate on savings
  • Account balance is available as equity contribution to access mortgage
  • Cheque lodgement allowed
  • Access to collateral replacement indemnity (CRI) or mortgage guarantee


  • This product appeals to mid-level professionals.
  • Account could be used as target Savingss for future project and other purpose
  • Rent advance facility and mortgage facility

Eligibility Criteria for Loan

  • Self-employeed /Entrepreneur


  • A duly completed form
  • Valid means of identification (copy of passport/voter ID card/driving license)
  • Means of address verification (copy of utility bill)
  • Two (2) passport photographs
  • Residence permit (where applicable)

Download loan forms now

Fulfil your dreams to lead the life you want, the way you want with a personal loan! Download loan forms now!

  • Loan Application form
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