Home Improvement

Features and Benefits

  • The customer will open a current account or any other account
  • ATM card for convenient withdrawal
  • Cumulative deposit of 1 Million in any account which will increase to N5 Million within 3 months for new customers before migration
  • The minimum age to be eligible for the product is 50 Years
  • Cheque book to be issued at procurement cost


  • Account operated for a minimum of six months
  • The property must be owner occupied and not rented
  • The property must have a good title document

Frequently Asked Questions

Can I utilize the loan to upgrade my rented apartment

No, property being improved must belong to you.

What collateral is needed?

Only the property being enhanced shall be held as collateral.

Download loan forms now

Fulfil your dreams to lead the life you want, the way you want, with a personal loan! Download loan forms now!

  • Loan Application form

Terms and Condition

Facility must only be used to enhance owner occupied apartment only